There were 1,593,390 injury-causing car accidents in 2020, with a further 3.62 million causing property damage. Drivers in the US can expect to be in around three accidents in their lifetime. Your first instincts after a car accident might be to make sure everyone is alright, assess the damage, and exchange insurance information. However, there are some things you should never do at the scene of an accident, as they could negatively impact any insurance claims or lawsuits down the line.
Here are 7 things to avoid doing after a car accident:
Never Admit Fault
Even if you think the accident was your fault, do not expressly say so or apologize to the other driver for causing the crash. Anything you say can be used against you later. Wait for the police and insurance companies to finish investigations before accepting blame.
Don't Leave the Scene
Leaving the scene of an accident you were involved in is illegal in most states—it is a Class D or Gross Misdemeanor, which can lead to a 12-month prison sentence, or more if there are injuries. You must stop immediately and alert authorities, even if the accident seems minor. Exchange contact and insurance information with the other driver before departing.
Avoid Social Media Posts About the Accident
Refrain from posting about the accident on social media or admitting fault online. Insurance companies and lawyers can use your posts as evidence against you. Wait until any claims are settled before posting photos or details publicly.
Decline On-the-Spot Settlement Offers
Be wary if the other driver tries to propose settling things by paying you cash directly to cover repairs or medical bills. Accepting money on the spot could invalidate any future insurance claims.
Get Medical Care Promptly
If you've suffered any injuries in the accident, get medical attention right away instead of waiting. 17% of all traumatic brain injuries are caused by car crashes. Delaying treatment could impact your ability to make an injury claim later. Save all records related to medical visits.
Read Before Signing Anything
Other drivers, witnesses, or police might ask you to sign statements about the accident on the spot. Never sign anything without thoroughly reading it first and verifying the information is correct.
Consult Your Insurance Provider Before Making Repairs
You might be eager to repair damage and get your car back on the road. But don't make permanent repairs before speaking to your insurance company—they'll want to see the damage and take photos before approving repairs.
DO Talk to a Lawyer
According to Payer Law Personal Injury Lawyers, top-rated Orlando car accident lawyers, after a car accident, it's a good idea to consult legal help before making any formal statements to insurance companies. An attorney can advise you on your options, help determine fault, and make sure your rights are protected. They may recommend accepting or denying any settlement offers. Having a lawyer may get you a better payout if you need to file an injury lawsuit.
Being in an auto accident is scary, but keeping these tips in mind can help protect your rights and avoid mistakes after the crash.
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