Nov 05, 2012 11:09 AM EST
GM Obtains $11 Billion Line Of Credit Facility, How This Affects The Company, Impending Election

General Motors has obtained a new $11 billion revolving credit facility today, which will replace the existing $5.0 billion credit facility in 2015. The new facility will consist of a $5.5 billion five-year facility and a three-year facility according to a press statement released by GM.

The extra liquidity will arrive at the perfect time as GM is working to at least break even with its Opel brand in Europe according to Reuters. The automaker is hoping to do so around the same time the old facility expires.

The brand new facility will improve pricing, terms and the capability to loan money from other countries.

"The new revolver provides a significant source of backup liquidity and financial flexibility, further bolstering our fortress balance sheet," said Dan Ammann, GM senior vice president and CFO, in the press statement.  "This level of commitment from the global banking community represents a strong vote of confidence in the financial strength of our company."

In all, 35 different banks from over 14 countries took part in the syndicated transaction according to GM, emphasizing the global landscape of GM's overall operations. The news comes just a couple of months after GM tried to get a credit facility of over $10 billion according to Reuters.  

Experts believe that the new facility will be rated investment grade by every major credit rating agency once the new facility begins.

"The deal gives GM a credit facility comparable to those of other companies close to its size," said Dave Roman, a spokesman for GM to Reuters.

GM's captive finance company and GM Financial will also be allowed to borrow money under the new facility according to the press release.

The news comes on the day before the election, one of which that could be decided on the state of the auto industry.

President Barack Obama allowed the U.S. government to give GM a $50 billion in bailout money in 2009 to help the company avoid bankruptcy. The company has flourished since, but Obama's completion Republican candidate Mitt Romney feels that it was a mistake giving GM bailout money.

Since joining the race, Romney hasn't been able to form a definitive opinion on the auto industry. First he stated he would have let Detroit go bankrupt and then tried backing out of it by saying what he meant was he believed the company could have survived on its own if given more time and the company would have been stronger for it.

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